Early retirement, when dreams turn into nightmares

Nearly one in two people in Switzerland takes early retirement. In many cases, these early retirements are a matter of choice. Even so, it's important to prepare well in advance to avoid unpleasant surprises on the budget side. But early retirement is also often forced, which says a lot about a job market that pushes older employees towards the exit, putting them at risk of job insecurity. A situation that could worsen as the Federal Council and Parliament plan an AHV reform that would make the conditions for early retirement even less attractive.